PLANS GATEWAY, a good basic policy in the period when applying for Carte sejour and membership of The Frensh Healthcaresystem CPAM.

TDC is “Tarif de Convention”, the official price list set up by the French National Healthcare System.

Benefits Schedule

Sum Insured €80.000 per year per insured person

Hospital Benefits	Gateway
1 Hospital Charges including: i) Medical Practitioner or Specialist fees as an In-Patient or Day Patient ii) Diagnostic and surgical procedures as an In-Patient or Day Patient including scans, pathology, X rays, oncology. iii) Surgeons and Anaesthetist fees iv) Theatre fees and nursing by a Qualified Nurse v) Daily food charge and bottled water vi) Prescribed Drugs and Dressings vii) Standard Private Room viii) Physiotherapy where referred by a Specialist (maximum 30 days per Medical Condition)	Up to 300% of TDC Full Refund Up to 300% of TDC Full refund Full refund Full refund Up to €50 per day Full refund
2. Parent Accomodation Standard private Hospital accomodation in respect of a parent or legal guardian staying with an Insured Person who is under 12 years of age and is admitted as an In-Patient in a Hospital	Full Refund
3. Transportation The cost of emergency transport necessarily incurred to and from Hospitals for Medical Conditions covered by this Policy	Full Refund
4. Home Nursing Nursing care given outside a Hospital which is immediately received subsequent to Treatment as an In-Patient or Day Patient on the referral of a Specialist. This must be provided by a Qualified Nurse and be approved by us	Full Refund up to 30 days per Medical Condition and maximum €120 per day
5. Reconstructive Surgery Reconstructive surgery following an Accident or following surgery for an event covered by this Policy	Full refund
OUTPATIENT BENEFITS	GATEWAY
6. Out-Patient charges including: - i) Medical Practitioner or Specialist fees as an Out-Patient including home visits ii) Diagnostic and surgical procedures as an Out-Patient including scans, pathology, X rays, oncology.	Prior to admission to hospital and for maximum 90 days after discharge up to €1,600
7. Accidental Damage to Teeth Treatment received in an Emergency room in a Hospital within 7 days of incurring Accidental damage caused to sound, natural teeth when given by a Medical or Dental Practitioner	Full Refund
9. Cash Benefit Where Hospital accomodation and all Treatment costs are provided in a State or charitable institution and no claim is submitted under this Policy, We will pay reimbursement of €120 per each full 24 hours for the first 3 complete days followed by €80 per day for the next 28 complete days providing that the condition suffered would be eligible for Benefit	Full refund

NOTE: This plan is only available for clients who will be registering with the French Healthcare System and cover can extend for a maximum of one year (unless at the Underwriters´discetion).

TDC is “Tarif de Convention”, the official price list set up by the French National Healthcare System

JF-ASSURANCES

 Villa Quinsay, Chemin de St. Antoine, 83600 Bagnols en Forêt, France.     

Telphone +33 (0)4 9440 6094                        Telefax +33 (0)4 9440 6087 

E-mail jf@jf-assurances.com www.jf-assurances.com